Accidents don't knock on the door before they come in ...
What are the Benefits of owning a plan like this?
No Medical Exams or Health Questions
Your Health will not affect the eligibility or your premiums. You cannot be denied coverage under this policy due to your health or previous injuries!
Canada & U.S.
You are covered at work, at home at play and anywhere in between - in Canada and or the United States.
Very few exclusions
Almost instant approval for up to $300/day in coverage for Canadian Residents between the ages of 6 months & 69 years
Own the policy until 85 years old
Unlike, Group Insurance, you "own" this policy until you are 85 years old.
Pays in addition to any other benefits
It doesn't matter if you have Worker's Compensation, group benefits or any government employment insurance, these benefits pay in addition.
Premiums cannot be increased
Your premium cannot be cancelled or increased due to the number of claims you make.
Family Plans increase savings
Whether you have 2 kids or 10, the premium stays the same and every child born into the family is grandfathered in at no extra cost
Extreme sports are covered
It doesn't matter if you have Worker's Compensation, Group Benefits or any government employment insurance, we pay in addition to those.
No waiting period
Tax free benefits are paid starting the very first day of your accident, with no waiting periods.