It's better to have insurance and not need it - than to need it and not have it!
What are the Benefits of owning a plan like this?
No Medical Exam
Qualify by answering NO to 7 questions and you can Own this policy! We do not even ask if smoker or non smoker!
Canada & U.S.
You are covered at work, at home at play and anywhere in between - in Canada and or the United States.
Issued within 3-5 days
Once Qualified you are approved for up to $300/day in coverage for Canadian Residents between the ages of 6 months & 69 years
Own the policy until 85 years old
Unlike, Group Insurance, you "own" this policy and between now and 85 years old, do you think it's possible that you get sick or end up in hospital ?
Pays in addition to any other benefits
It doesn't matter if you have Worker's Compensation, group benefits or any government employment insurance, these benefits pay in addition.
Premiums cannot be increased
Your premium cannot be cancelled or increased due to the number of claims you make. Lock it in when you are healthy!
Family Plans increase savings
Whether you have 2 kids or 10, the premium stays the same and every child born into the family is grandfathered in at no extra cost
Children are qualified to own until 85 years
When a child is part of a family plan, when they turn 25 years, they can own their own individual plan no matter whether they qualify or not with their health.
No waiting period
Tax free benefits are paid starting the very first day of your sickness, with no waiting periods.