Cancer ~ Heart Attack ~ Stroke
Protect your Financial Future during uncertain times...
Concentrate on Recovery & Healing rather than finances ...
1 in 2 Albertan’s will be diagnosed with Cancer in their lifetime ...
Heart Attack and Stroke are on the rise ?
Are you protected?
What are the Benefits of owning a plan like this?
Extremely Affordable ! Family Plan Available!
Most frequent questions and answers
You can own an individual policy between the ages of 18 and 70 years old. Families can be covered with the children between ages of 15 days and 17 years inclusive.
You must be a Canadian citizen or landed immigrant who maintains a permanent residence in Canada. You must read and speak English or French, and be between 18 years and 70 years.
You can own this policy for your lifetime – you can claim for EVERY occurrence of covered condition that results in a hospital stay – or in the case of cancer, any outpatient treatment or surgery, up to 365 days for each condition.
This is an option available at an additional cost.
In the event of death of the primary insured or spouse (if family plan is selected),
for any reason other than a covered loss and if the policy has been in force for at
least 10 consecutive years, we will return all premiums paid for this policy less any
benefits paid under the policy.
Premiums will be returned to the Insured’s beneficiary or if no beneficiary has been
named, to the Insured’s estate.
Best Doctors brings together the best medical minds in the world to help you get the right diagnosis, treatment and information when you’re facing any type or degree of medical uncertainty.
Best Doctors will help you:
• Get the right diagnosis, treatment and information;
• Obtain an expert opinion;
• Find a specialist within or outside Canada;
• Navigate the health care system;
• Understand your medical condition.
One call to Best Doctors and a Member Advocate, a Registered Nurse, becomes
your personal health ambassador, reaching out to the medical community on your
behalf and in complement of the care you receive from your own physician.
Our comprehensive coverage provides daily benefits for Cancer, Heart Attack and
Stroke. Heart Attack and Stroke include all benefits except Outpatient Coverage.
Let’s start with one of the world’s most serious and expensive diseases … Cancer
TOTAL DISABILITY WHILE HOSPITALIZED FOR CANCERS
Should you be confined overnight as an inpatient in a hospital anywhere in
Canada or the United States, and you are totally disabled because of a covered
cancer, we will pay you … either $100/day or $200/day (depending on chosen plan)
Your benefits begin on the very first day, provided you qualify, and are paid for
each day you are hospitalized … up to 365 days.
TOTAL DISABILITY FOLLOWING HOSPITALIZATION FOR CANCERS
Should you be totally disabled following a period of a covered hospital
confinement as an inpatient, we will continue to pay you … for up to three times
the number of days you were in the hospital.
This benefit is payable to you while you are recovering at home or anywhere.
For example, if you were confined to a hospital for 5 days, we would pay you for
up to 15 days of TOTAL DISABILITY after hospitalization.
LOSS OF TIME FOR OUTPATIENT TREATMENT – CANCER
If you require outpatient surgery, chemotherapy or radiation treatment, because of
a covered cancer we pay …
… for the day of each such surgery or treatment and for up to a maximum of 365
TOTAL DISABILITY FOLLOWING OUTPATIENT TREATMENT FOR CANCER
Should you be totally disabled following outpatient surgery or treatment, we will
continue to pay you for up to three times the number of treatment days received.
For example, if you had 3 days of outpatient treatment, we would pay you for up
to 9 days of total disability.
Premiums are based on the benefit selected at time of application, age of client as well as your Health situation.
Pre authorized withdrawal from a checking account is set up during the application process for the initial premium which comes out within 3 – 5 days of application submission. Once the underwriting department has completed their review of the application, it is issued, if there are any changes to the premium, you will be notified in writing and need to approve any changes. If application is declined, your initial Premium is returned to you.