Protect your loved ones if you suffer an untimely death
or are seriously injured in an accident.
What are the Benefits of owning a plan like this?
No Medical Exams or Health Questions
Your Health will not affect the eligibility or your premiums. You cannot be denied coverage under this policy due to your health or previous injuries!
You are covered at work, at home at play and anywhere in between - accidents can happen anytime, anywhere.
Very Few Exclusions
Almost anyone can be approved for up to $400,000 in coverage for Canadian Residents between the ages of 6 months & 69 years
Own the policy until 85 years old
Unlike, Group Insurance, you "own" this policy until you are 85 years old.
Pays in addition to any other benefits
It doesn't matter if you have Worker's Compensation, group benefits or any government employment insurance, these benefits pay your beneficiary in addition.
Double benefit for death in Common Carrier
If you die accidentally while as a fare paying passenger in a common carrier your beneficiary will get double benefit.
Family Plans increase savings
Whether you have 2 kids or 10, the premium stays the same and every child born into the family is grandfathered in at no extra cost. Our base plan can cover and entire family for as little as $16/month.
Very few exclusions
This plan covers death from any accident outside of participation as a paid sports professional, or while participating in an extreme sport.
In case of a traumatic accident where loss of one or more limbs, loss of sight of one or both eyes, or hearing from both ears occurs, benefits will be paid accordingly.