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Designed for the Way You Live.

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Hospitalization & Outpatient Surgery/Fracture

Disability Income Protection

Critical Illness

Cancer - Heart Attack - Stroke Protection

Outpatient Surgery Protection

Accidental Death & Dismemberment

What Others Say ...

If you are going to spend your hard earned money on Personal Protection - you want 100% Certainty that when you claim you get paid!

After having been rear ended by someone who was texting while driving, I was able to claim with my disability policy for the three weeks I was unable to perform my usual duties at work. It was paid in addition to my group plan and really helped to pay the bills. Thank goodness I had supplemental insurance!

Cailey S.

Office worker

Insurance companies generally have a period of time after an accident where the customer can put in a claim. Gerald from Red Deer, didn't know he even had a policy because his wife, who handled all the financial matters had passed away the year before he fell down the garage steps and broke his neck. I was able to put a claim in for an accident that happened 3 years previous. The company had a benefit cheque of over $24,000 in less than 30 days! What company does that? It absolutely helped me understand how we are different than any other in the industry. ​

Angela D.


With Supplemental Insurance the claims have been really straightforward and my agent has been there every time I needed guidance. I put in two separate claims, one from a concussion and the other having broken my arm really bad, needing surgery. I don't know how I would have survived financially without the coverage - I am a farrier for my main income and it was impossible to work for quite a few months. I highly recommend this coverage to anyone who wants to be sure they will get paid when they claim.

Nick P.

Farrier - Saddlebronc Rider

After being hit on the head with a steel rack that fell off the wall at my shop - I ended up with a huge gash that required staples and had a mild concussion. With the help of the agent the benefit was $4200 - I highly recommend Supplemental Insurance to everyone!!

Jessica H.

Business Owner/Equestrian

I have had to claim numerous times with my policies and the process was pretty simple. Got paid quickly and it sure helped. I know they have my back in case anything happens! Got my son and his family hooked up with complete family coverage as well!

Adam S.


I honestly can't believe what I was paid in benefits when I smashed my thumb into a steel pole while shopping Christmas Eve day. I had a chip on the bone, ended up losing my nail - got $4200 for the broken bone and another $6000 for the disability claim. That one claim paid for all my policies for years! Well worth it!!

Quinton K.

Manager Tire Craft

I needed a wisdom tooth pullled - and with outpatient surgery - I was covered with two of my policies and ended up with a total of $3100. This was incredibly important as I could not even talk for about 10 days or so. I also claimed when I had some warts removed, chipped a tooth on a piece of popcorn kernal. The converage is really amazing - "black and white" so to speak! So happy I was introduced to what supplemental insurance is all about!

Ana D

Insurance Agent

I've had to use my coverage now twice. And both times was paid my claim based on the policies I had. The really important part is having the agent who sold me the policies there to guide me along the way - making the claims process much easier. Thank you Supplemental Insurance!

Ann W.

Self Employed - Building Maintenance

I got coverage years ago and have had numerous claims. Broken bones - and one time ended up in the hospital for almost 30 days - had almost $30,000 benefit from that claim. Then ended up with a heart attack , in ICU and the hospital and got paid out on my Disability policy as well as Critical Illness. My Bank sold me Critical Illness as well - and they wouldn't pay out - I had to get a lawyer. Then I ended up with a blood cancer and have spend numerous days in ICU and the hospital for treatment - This Company paid every time and in fact - I am pretty sure I am up to $140,000 in claims so far! They don't raise the premium or cancel just cause you have gotten lots of benefit. I wouldn't be surviving without it!

Chris H.

Construction Owner

I can't believe how incredible the coverage from this Company has been - I slipped on some wet grass and pulled my rotator cuff on my shoulder! I had disability claims that paid for all the months leading to the surgery date. Then the outpatient claim paid for the surgery! It was a real blessing to be able to rest easy about paying bills while I was struggling with this injury.

Brian S.

Financial Advisor - Farmer

I am so grateful to have this insurance coverage. I have had to use it for a situation with high blood pressure that came on suddenly. The doctor couldn't get it under control - so the claim had to continue through a couple of months. I don't know what I would have done to pay bills since I couldn't do what I usually did to make income. So glad I had my agent to help in the process - it made all the difference in the world!

Bev O.


How amazing is it when your child ends up in the hospital for a few days - and you have coverage that pays for every day plus recovery! That really helped with the time I needed off work to take care of him! Now I am expecting our third child and with the family plan - our new baby is covered at birth. Such "peace of mind".

Brittiny K.

Mother - Court Administrator

After having fallen off a lift - I injured my ribs and spent over 20 hours in emergency. With my hospitalization policy I received a hospital benefit plus a minimum day 10 recovery benefit and was sent a cheque for $3300. It sure helped to pay bills over the next month. Glad I had the coverage.

Bill K.

Contractor - Farmer

I had never heard of insurance coverage that protects the whole family - but it made sense, so we got accident and sickness coverage for the whole family. When our oldest son fell at the playground and broke his arm - and we got a cheque for $2100 - I became a true believer! Everyone needs to look at this insurance! It just makes sense in today's world - and costs so little!!!

Chad D.

Senior Manager - Father

What is Supplemental Insurance?

Supplemental Insurance is than anything else

Here's how:

Based on a family of four or more huge savings!  In fact an entire family can be covered for as little as $112/month for both accident and sickness base plan.  Or Cancer care plus – for as little as $34/month.  (Oldest in the family is less than 35 years old)  

You can decide on different benefits for each policy based on need and budget.  Get balanced coverage with both Accident and Sickness or Cancer Care plus or Critical illness.  Add a Disability policy that matches your needs for income to pay the bills with no waiting period. 

Allows for flexibility with benefits and allows for Accident coverage even if you don’t qualify for Sickness.  You can choose different benefits for each!  

Unlike the industry, our insurance benefits DO NOT integrate with other insurance benefits.  It pays on top of anything else.  You can literally get more in benefits than you make in a month (Example:  30 days in hospital with our top accident or sickness plan will give you up to $36,000 in benefits)

Unlike, group insurance, EI or Worker’s Compensation, you will OWN this insurance for as long as the policy is in effect, locking in your premium, and taking it with you whether you are working or not.  

Unlike most insurance, the benefits are “black and white” – there are no hidden components to the policies – what you see is what you get!  No surprises at claim time!  

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